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Maryland Geothermal Heating and Cooling: Addressing Common Myths and Misconceptions

  • TerraStream Energy
  • Apr 4
  • 14 min read

Updated: Apr 6

Imagine a home where comfort is effortless, where the temperature is always just right, regardless of the season. In this home, the heating and cooling systems are invisible yet highly effective, performing their tasks with remarkable efficiency. Best of all, the system requires minimal maintenance and doesn’t burden the homeowners with the need for specialized knowledge.

In this idyllic setting, the air inside the home feels fresh and invigorating.


Outside, you can hear the gentle rustling of leaves as the wind flows through the trees, and the distant calls of birds punctuate the quiet. This home shares an intimate connection with the earth, much like the symbiotic relationship between tree roots and their branches, exchanging energy and nurturing the environment in a natural, seamless way. This might sound like the perfect environment, but it’s not a distant dream—it can be your reality.


Geothermal heating and cooling can bring this vision to life. With a geothermal HVAC (heating, ventilating, and air conditioning) system, your home can achieve a harmonious balance with the Earth, utilizing the stable temperatures beneath the ground to provide reliable heating in winter and refreshing cooling during the summer months. The system works quietly and efficiently, providing the comfort you deserve while being environmentally friendly and energy-efficient.



Maryland geothermal system


How Maryland Geothermal Heating and Cooling Systems Operate


While outdoor temperatures fluctuate with the changing seasons, the temperature just a few feet below the surface remains steady and consistent. Thanks to the Earth’s insulating properties, temperatures several feet underground stay relatively constant throughout the year, regardless of what’s happening above ground. This stable underground temperature can be harnessed for geothermal heating and cooling systems, offering an innovative and sustainable solution for maintaining optimal indoor comfort.


Geothermal systems typically consist of three main components: an indoor handling unit, an earth loop system of pipes buried underground, and sometimes a pump for reinjection. The pipes, which make up the earth loop, are typically constructed from durable polyethylene and are either buried horizontally in shallow trenches or vertically, depending on the space available at the installation site. These pipes circulate a mixture of water and antifreeze through the ground, transferring heat between the Earth and your home.



Maryland Geothermal system
Geothermal system


During the winter, the geothermal system absorbs heat from the ground, raising the temperature of the air in the building. In the summer, the process is reversed, with the system drawing heat out of the building and into the cooler underground temperatures, providing efficient air conditioning without the need for traditional cooling methods.


In some cases, if a nearby aquifer is available, an “open loop” system may be used instead. In this design, a well is drilled into the groundwater, and water is pumped to the surface, passed through a heat exchanger to absorb or release heat, and then returned to the same aquifer. This process—called reinjection—ensures that the water used in the system is replenished and remains part of the natural water cycle.


Diagram of geothermal heat pump systems under a house with labels: Pond, Shallow, and Deep Heat Collectors. Text on the side.


Why Geothermal Heating and Cooling is an Efficient, Sustainable Choice

 

One of the key advantages of geothermal systems is their energy efficiency.

Because they rely on the Earth’s natural, consistent temperatures, they don’t have to work as hard as conventional systems, which need to generate heat or cool air from scratch. This makes geothermal systems much more efficient than traditional heating and cooling methods. In fact, a geothermal HVAC system can reduce energy consumption by up to 70% compared to conventional systems, translating to lower utility bills and a smaller environmental footprint.


In addition to the efficiency, geothermal systems are incredibly durable and require minimal maintenance. Once installed, they can last for decades with very little attention from the homeowner. Unlike traditional heating and cooling systems that rely on noisy fans and require regular maintenance, geothermal systems operate quietly, without the need for frequent repairs or complex adjustments.


Furthermore, geothermal systems contribute to a sustainable future by significantly reducing the reliance on fossil fuels. By harnessing the natural, renewable energy found below the Earth’s surface, geothermal systems help lower carbon emissions and reduce a home’s overall environmental impact. Geothermal HVAC is a renewable energy source that aligns with the growing global push towards sustainability.


Distinguishing Maryland Geothermal HVAC from Geothermal Energy Production


It’s important to distinguish between geothermal HVAC systems and the geothermal energy used to generate electricity. Geothermal energy used for power generation is typically much larger in scale and involves heating water to extremely high temperatures to produce steam, which can then turn turbines to generate electricity. This process takes place at geothermal power plants and requires specialized technology to access the Earth's deep geothermal resources.


On the other hand, geothermal HVAC systems are designed for residential and commercial use and operate on a much smaller scale. While both systems utilize the Earth’s natural heat, geothermal HVAC systems are focused on using the relatively stable temperatures found just below the surface for heating and cooling, not power generation. This makes them an ideal solution for providing year-round comfort to homeowners while maintaining environmental responsibility.


The Future of Geothermal Heating and Cooling


As technology advances and the demand for energy-efficient, sustainable solutions continues to grow, the role of geothermal HVAC systems in residential and commercial applications will likely expand. The initial installation costs for a geothermal system may be higher than traditional heating and cooling systems, but the long-term savings and environmental benefits more than offset the initial investment. Many homeowners are finding that the reduction in their energy bills and the peace of mind from using renewable energy make geothermal a smart financial and ecological choice.


Additionally, ongoing advancements in drilling and installation technologies are making geothermal systems more accessible and cost-effective, even in areas where installation might have been challenging in the past. With more homes and businesses turning to geothermal for their heating and cooling needs, it’s clear that this technology will play a significant role in the transition to a more sustainable energy future.


The Core Components of a Geothermal HVAC System


A Maryland geothermal heating and cooling system is made up of three primary components:


  • The heat pump unit, which serves as the heart of the system, where the heat exchange occurs.

  • The liquid heat exchange medium, which can either be part of an open or closed loop system, transferring heat between the building and the earth.

  • The air delivery system, which can either be ductwork that distributes air throughout the home or radiant heating systems integrated into the floors or walls for even heat distribution.


These systems are highly efficient due to the use of heat pumps, which are also found in other types of HVAC systems. The efficiency of a heat pump is measured by its Coefficient of Performance (COP), a scientific metric that compares how much energy is moved by the system compared to the energy it consumes. Geothermal heat pumps typically have COPs ranging from 3.0 to 5.0, meaning that for every unit of electricity consumed, the system delivers three to five times that amount in heating or cooling energy. This makes geothermal systems far more efficient than traditional heating and cooling methods.


Minimal Maintenance for Long-Term Reliability


One of the key benefits of geothermal HVAC systems is their low maintenance requirements. When properly installed, the buried loops can last for decades, often outliving traditional HVAC systems. The fan, compressor, and pump are housed inside the home, shielded from external weather conditions, which contributes to their durability. Regular maintenance mainly consists of periodic checks, replacing filters, and annual coil cleanings—tasks that are relatively simple and inexpensive compared to maintaining other types of HVAC systems.


The Widespread Adoption of Maryland Geothermal HVAC Systems


Geothermal HVAC systems are no longer just a niche technology. They’ve been in use for over 60 years across the United States and globally, with growing popularity due to their sustainability and energy efficiency. These systems align with the natural environment, utilizing the earth’s steady temperature rather than working against fluctuating seasonal temperatures. Not only do they require less electricity to operate, but they also emit zero greenhouse gases, positioning geothermal HVAC as a key player in the movement towards eco-friendly and energy-efficient homes.


As part of the burgeoning green building movement, geothermal systems are becoming common in environmentally conscious homes and commercial buildings. In fact, green building projects accounted for 20 percent of newly constructed homes in the U.S. in recent years. By 2016, projections indicated that the green housing market could expand from $36 billion annually to as much as $114 billion, accounting for 30-40 percent of the total housing market. This explosive growth highlights the increasing demand for energy-efficient technologies like geothermal HVAC.


However, there is still a lot of misinformation about geothermal systems that may deter potential users. In their book Modern Geothermal HVAC Engineering and Control Applications (Egg/Cunniff/Orio -McGraw-Hill 2013), the authors, including Greg Cunniff, Carl Orio, and others, work to dispel these myths and provide an accurate understanding of geothermal systems.


Busting Common Myths About Maryland Geothermal HVAC Systems

 

1.     Myth: Geothermal HVAC systems are not truly renewable because they require electricity to operate.

 

  • Fact: While geothermal HVAC systems use electricity to run their internal components, they are highly efficient, moving between three and five units of energy for every unit of electricity consumed. This makes them a much more energy-efficient and sustainable option compared to traditional systems.



2. Myth: Wind and solar (photovoltaic) power are more effective renewable technologies than geothermal HVAC.


  • Fact: Geothermal HVAC systems actually provide more value per dollar spent when it comes to energy consumption reduction. Geothermal systems remove four times more kilowatt-hours from the electrical grid per dollar spent compared to what photovoltaic or wind systems contribute to it. While other renewable technologies are certainly important, geothermal HVAC is often the most cost-effective solution for reducing the environmental impact of space conditioning.


3. Myth: Geothermal HVAC systems require large amounts of land to install their underground loops.


  • Fact: While it’s true that a geothermal system needs space for the underground loop, it doesn’t necessarily require a large yard. In many cases, the earth loop can be installed vertically, meaning little to no above-ground space is required. Alternatively, if an aquifer is available, only a few square feet may be needed. Additionally, any water drawn from the aquifer is returned after it passes through the heat exchanger, meaning it is not consumed or depleted.


4. Myth: Geothermal HVAC systems are noisy.


  • Fact: One of the advantages of geothermal HVAC systems is their quiet operation. Unlike traditional systems that rely on noisy outdoor units, geothermal heat pumps are housed inside the building, ensuring they run quietly and do not disturb the surrounding environment or neighbors.

 

5. Myth: Geothermal systems eventually "wear out."


  • Fact: Earth loops, the key component of geothermal systems, are incredibly durable and can last for generations. The heat-exchange equipment that operates indoors is typically shielded from the elements, which extends its lifespan to several decades. In cases where replacement is needed, the cost is much lower than the initial installation of a new system. This is because the most expensive part of the system is the loop or well installation. Modern technological advancements have also resolved past concerns regarding thermal retention. Today, new guidelines and system designs prevent ground overheating or overcooling, ensuring the system can continue to exchange heat with the earth indefinitely without losing efficiency. In the past, some improperly sized systems did experience heat build-up or depletion in the ground, which led to diminished performance. However, those issues have been largely eliminated with improved designs and better sizing.

 

6. Myth: Geothermal HVAC systems only function in heating mode.


  • Fact: Geothermal systems are just as effective in cooling as they are in heating. The system is designed to take advantage of the earth’s consistent underground temperatures for both seasonal heating and cooling needs. For homes in colder climates, geothermal systems can be engineered to function without any additional backup heating system. While some homeowners may choose to include a small backup system for exceptionally cold days, this is often for convenience or to reduce the size of the geothermal loop. The geothermal system itself can handle both heating and cooling duties without the need for supplemental systems in most cases.

 

7. Myth: Geothermal HVAC systems can't heat water, a pool, and a home at the same time.


  • Fact: A geothermal HVAC system can be designed to handle multiple heating loads simultaneously, including heating the home, water, and even a pool. Many systems are engineered with multiple zones or additional heat exchangers, allowing them to service various heating needs within a single property. Whether you need to heat the air inside the house, the water for your showers, or the pool for recreation, a well-designed geothermal system can meet all of these demands at once without compromising performance.

 

8. Myth: Geothermal HVAC systems put refrigerant lines into the ground.


  • Fact: Contrary to popular belief, most geothermal systems do not use refrigerant lines in the earth loops. Instead, they typically circulate a mixture of water and antifreeze through the loops or pipes, ensuring efficient heat transfer without the environmental concerns associated with refrigerants. This water-based system avoids the use of harmful chemicals and is more environmentally friendly compared to conventional air conditioning systems that rely on refrigerant lines buried underground.

 

9. Myth: Geothermal HVAC systems use large amounts of water.


  • Fact: Geothermal systems, in fact, consume very little water. If the system utilizes an aquifer for heat exchange, the water is returned to the same aquifer after passing over the heat exchanger. This closed-loop process ensures that no water is wasted. In the past, there were some geothermal systems that used a “pump and dump” strategy, where water was taken from the aquifer, used for cooling, and then discarded. However, such practices are rare today, and modern systems are designed with sustainability in mind. In commercial applications, geothermal systems can even save millions of gallons of water by replacing the need for water-hungry cooling towers that are commonly used in traditional air conditioning systems.

 

10. Myth: Geothermal HVAC technology is not financially feasible without federal and local tax incentives.


  • Fact: While it's true that federal and local tax incentives often cover between 30 to 60 percent of the cost of installing a geothermal system, the technology is becoming increasingly competitive without relying solely on incentives. Geothermal HVAC systems can be priced between $5,000 to $9,000 per ton of capacity, which is higher than conventional air-source systems that typically cost around $3,000 per ton. However, as installation practices improve and more competition enters the market, the costs for geothermal systems are gradually decreasing. Moreover, economies of scale for larger installations—such as community or commercial projects—help bring down costs further. Open-loop systems, which use a pump and reinjection well, are also cheaper to install than closed-loop systems, making geothermal HVAC a more affordable option for some homeowners and businesses. As the market matures and demand increases, geothermal systems may become even more affordable, making them an attractive option for more people, even without heavy reliance on tax credits.



6 Misconceptions About Geothermal Cooling and Heating

 

#1. You need a lot of space to install geothermal ground loops


This is a common misconception, but geothermal ground loops can be adapted to fit almost any property size. Geothermal systems come with flexible installation options that cater to different space constraints. Vertical ground loops, for instance, are an excellent solution for properties with limited space. They require only a small footprint, as the loops are installed deep into the ground rather than sprawling horizontally. This makes them ideal for residential areas with smaller yards or properties located in urban environments. On larger properties, horizontal loops can be used, but even then, the system's space requirements are relatively modest. Whether your property is large or small, there is a geothermal installation option that works without requiring vast amounts of land, proving geothermal energy is accessible for a wide variety of spaces.

 

#2. Geothermal systems are only good for heating, not cooling


Geothermal heating and cooling systems are incredibly versatile, providing efficient temperature regulation throughout the year. It's true that the word "heating" often gets associated with geothermal systems, but they are just as effective at cooling as they are at heating. The geothermal system utilizes the stable temperature of the earth, which remains consistent throughout the seasons. In the winter, it extracts heat from the earth to warm your home, and in the summer, it works in reverse by removing heat from the house and transferring it into the cooler earth. This process results in cooling that is just as powerful as a traditional air conditioner, but with significantly higher energy efficiency. A geothermal HVAC system is capable of offering year-round comfort, with cooling and heating capabilities combined, making it a holistic and energy-efficient solution for all seasons.


#3. Geothermal systems make a lot of noise


On the contrary, geothermal systems are extremely quiet compared to conventional HVAC systems. The reason for this is simple: geothermal systems have fewer moving parts. Traditional air-source heat pumps or air conditioners rely on outdoor units with fans that operate loudly to expel heat. However, geothermal systems don't require external fans or noisy compressors, since the heat exchange takes place underground. The only moving parts in a geothermal system are the components located inside the house, which include the pump, the compressor, and the fan. Because these components are sheltered indoors, they operate quietly, making geothermal HVAC systems one of the most noise-free and peaceful options for home heating and cooling. With no external noise to disrupt your outdoor living spaces or your neighbors, geothermal systems provide a serene and efficient way to maintain indoor comfort.

 

#4. Geothermal systems require excessive maintenance


Geothermal systems are known for their low maintenance needs, particularly for the underground components. Once the system is installed, the ground loops—which are responsible for heat exchange—require little to no upkeep. These loops are buried deep underground and are protected from external elements that typically cause wear and tear in conventional systems. As long as the system is installed correctly by professionals, you can expect minimal intervention for years to come. In contrast, the above-ground components (such as the heat pump) do require some routine maintenance, similar to that of air-source heat pumps or conventional HVAC units. Regular check-ups, filter changes, and periodic cleaning are the primary maintenance tasks. However, these tasks are infrequent and easy to manage, meaning geothermal systems are much more low-maintenance in the long term compared to other HVAC systems.


#5. Installing a geothermal system takes too long


While installing a geothermal system is indeed a more involved process compared to a traditional HVAC system, it doesn’t mean the project will drag on for days. In fact, for the average-sized home, a geothermal installation can typically be completed in just one or two days. The process begins with professional installers drilling the ground loops or connecting to an aquifer, which usually takes only a short period of time. The heat pump, which is the main component inside the home, is installed afterward. While the initial setup might be more complex than replacing a standard air conditioning unit, the time investment is small compared to the long-term benefits. Geothermal systems are designed to last for over 50 years, meaning that after just one or two days of installation, you are set for decades of comfort and energy efficiency. This makes the short installation time a worthwhile investment when you consider the system’s longevity.


#6. Geothermal systems won’t pay back their installation costs


It’s true that the initial cost of a geothermal system is higher than that of conventional heating and cooling solutions like air-source heat pumps. However, the long-term savings make geothermal a highly cost-effective choice. Geothermal systems work 4 to 6 times more efficiently than traditional HVAC systems because they take advantage of the earth's stable temperatures, rather than relying on energy-intensive methods like burning fossil fuels. As a result, geothermal systems consume far less electricity to maintain a comfortable home environment, significantly lowering utility bills over time.


Moreover, geothermal systems have an impressively long lifespan of 30-50 years, which makes them a wise investment that pays for itself many times over.

Beyond energy savings, there are also significant financial incentives to consider. Many federal and state programs offer tax credits, rebates, and other financial incentives to help offset the initial installation costs, making geothermal systems more affordable and accessible than ever before. The combination of lower operational costs, financial incentives, and long-term savings means that a geothermal system can quickly pay back its installation costs, often within a decade, and continue to provide savings for many years to come.


For expert guidance, cost estimates, and installation services, contact Maryland Geothermal today! Don't hesitate to reach out if you have any questions regarding geothermal installations in Maryland. Contact us by phone (703) 719-8409 or email jake@northamericangeo.com.


Maryland Geothermal proudly serves communities across both Prince George and Montgomery counties, including Bowie, College Park, Greenbelt, Laurel, Hyattsville, Upper Marlboro, Glenarden, New Carrollton, District Heights, Mount Rainier, Riverdale Park, Seat Pleasant, Berwyn Heights, Bladensburg, Brentwood, Capitol Heights, Cheverly, Edmonston, Fairmount Heights, Forest Heights, Landover, Landover Hills, North Brentwood, North Bethesda, Mitchellville, Olney, Fort Washington, Glenn Dale, Bethesda, Clarksburg, Kensignton, Rockville, Gaithersburg, Darnestown, Chevy Chase, and Potomac

 
 
 

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